Sure, it’s getting close to Christmas, and no one wants to move, but why not get educated so you can plan for your first home purchase in 2011! There are plenty of great properties on the market, and prices are more attractive than in recent months. Interest rates are experiencing a double-dip with near record-low rates!
How much do you need and how can you save for a down payment? What’s the best type of mortgage for you? What homes are available and what sorts of programs are out there to help a first-time buyer?
How hard is it to qualify with the new mortgage rules that came into effect this year? Do all homes have HST applied to the price?
All these questions and more will be answered at a fun, free, interactive seminar I’m putting on next month with two other professionals.
Jeremy Kimm, CFP, FMA, Financial Consultant, Investors Group Financial Services Inc.will talk about how to save for that ever-important down payment, and government programs to assist home buyers. Find out the details of how to borrow from your RRSP tax-free to help you buy a house, and other tricks of the trade.
Robert Boyd, Mortgage Expert with Dominion Lending will present on the various types of mortgages that are available, how to apply, and how to get the best rate possible to save you money. Learn about mortgages and rates, amortization and prepayment and take the mystery out of mortgages
Tim Ayres (that’s me!), REALTOR® with Royal LePage Coast Capital Realty will walk you through the home-buying process – how we search for a home together, showings, offers, negotiation and finally, getting the keys to your new home. Find out what to look for, how to ensure you get what you need, and how having an experienced REALTOR® on your side can help.
When: Tuesday, November 23rd, 2010, 7PM.
The seminar is free, but we have limited space, so please phone me at 250-885-0512, fill in the form below or visit TimAyres.ca/seminars for more information.
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